Michael 
Sonel 
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Bond Calculator
How to use the calculator
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the ‘Calculate’ button.
What will this Calculate?
Calculates the maximum home loan that you can afford and what the monthly repayment will be.
Disclaimer
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
Maximum Home Loan
Gross Monthly Income
R
Interest Rate
%
Repayment Term
Months
Monthly Instalment
R
Maximum Home Loan Amount
R
Instalment Calculator
Monthly Repayments
How to use the calculator
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the ‘Calculate’ button.
What will this calculate
Calculates the monthly instalment that you will pay in order to purchase a home, as well as the total interest amount and total amount paid after the repayment term has expired.
Disclaimer
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
Monthly Instalments
Home Loan Amount
R
Interest Rate
%
Repayment Term
Months
Monthly Instalment
R
Total Interest Paid
R
Total Amount Paid
R
Bond Status
How to use the calculator
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the ‘Calculate’ button.
What will this Calculate?
Calculates the status of you home loan after a given period (number of instalments). Handy if you plan to sell your property and would like to know what the outstanding balance will be at that point in time.
Disclaimer
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
Bond Status
Home Loan Amount
R
# of Instalments Paid
# of Months
Repayment Term
# of Months
Interest Rate
%
Home Loan Status
R
Total Capital Paid Thus Far
R
Total Interest Paid Thus Far
R
Total Amount Paid Thus Far:
R
Increased Payment
How to use the Calculator
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the ‘Calculate’ button.
What will this Calculate?
Calculates saving when paying fixed additional amounts on a monthly instalment.
Disclaimer
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
Increased Instalment
Home Loan Amount
R
Interest Rate
%
Repayment Term
Months
Additional Monthly Payment
R
Original Instalment
R
New Instalment
R
Period reduced by
Months
Value Saved
R
Table of Comparison
Original Instalment
New Instalment
Monthly Instalment
R
R
Repayment Term
# Months
# Months
Last Instalment
R
R
Total Amount Paid
R
R
Minimum Income
How To Use The Calculator
Enter your gross monthly income (single or joint), home loan interest rate you qualify for and the period of the loan. Click on the ‘Calculate’ button.
What Will This Calculate
Calculates the single or joint gross monthly income required to afford a home loan and what the repayment will be.
Disclaimer
While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.
Minimum Income Required
Required Home Loan Amount
R
Interest Rate
% per annum
Repayment Term
# months
Monthly Instalment
R
Minimum Gross Monthly Income
R
Transfer & Bond Costs
Required Information
R
R
Transfer Costs
Purchase Price
R
Transfer Duty
R
Deeds Office Fee
R
Conveyancing Tariff Fee
R
Postage & Petties
R
Deeds Office Search Fee
R
Electronic Document Generation
R
Your E-Vault
R
VAT (15%)
R
TOTAL
R
Bond Costs
BOND AMOUNT
R
Deeds Office Fee
R
Conveyancing Tariff Fee
R
Postage & Petties
R
Deeds Office Search Fee
R
Electronic Document Generation Fee
R
Your E-Vault
R
VAT (15%)
R
TOTAL
R
Bond Calculator
Bond Amount
R
Interest Rate
%
Repayment Period
yrs
Monthly Instalment
R
The estimates contained on this webpage are provided for general information purposes and should be used as a guide only. While every effort is made to ensure the accuracy of the calculator, we cannot be held liable for any loss or damage arising directly or indirectly from the use of this calculator, including any incorrect information generated by this calculator, and/or arising pursuant to your reliance on such information.
This quotation reflects the transfer duty payable in respect of a sale concluded on or after 1 May 2017.